Category Archives: UK

I tried to save National Insurance (NI) with pension contributions but didn’t understand the National Minimum Wage (NMW) rules. It cost me hundreds of pounds.

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Comments: 18

Categories: By Lazy FI Dad, UK

Posted by LazyFiDad

Center Parcs – the Lazy FI family go on holiday

22nd April 2022

We had a great time in Center Parcs (Woburn forest) in February 2022, so we wanted to share our experience (and our costs).

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Comments: 0

Categories: By Lazy FI Dad, By Lazy FI Mum, UK

Posted by LazyFiDad

Student loan changes (part 2)- calculations

25th March 2022

A month ago, I wrote a post about the student loan changes and the criticism against them. Now, I’m calmer and ready to really dive into the numbers.

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Comments: 0

Categories: By Lazy FI Dad, UK

Posted by LazyFiDad

Our experience with a cashback credit card

21st January 2022

What I learned about American Express and what other options you have. In addition, for the first time on this blog- you can play with the numbers yourself! If you like Excel, you’re in for a treat.

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Comments: 2

Categories: By Lazy FI Dad, For everyone, UK Tags: cashback

Posted by LazyFiDad

Where to invest your money in the UK

27th November 2021

In this post that I wrote for Fiology (as a guest post), I go into detail and explain the advantages, disadvantages, and limits of each tax wrapper. I also share a step-by-step plan.

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Comments: 2

Categories: For everyone, UK

Posted by LazyFiDad

Tax hack: How to save NI with pension contributions

19th November 2021

This post is going to be super-niche. It will be completely irrelevant for most of you. For the few of you that this is relevant for, you can save £100s off your NI (National insurance) payments with very little effort using your pension contributions (but not increasing them).

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Comments: 33

Categories: By Lazy FI Dad, For everyone, UK Tags: ni, tax hack

Posted by LazyFiDad

Tax-Free Childcare: Free £2,000 a year from the government

26th March 2021

The government is offering to pay £2k a year towards your childcare costs. Knowing about it in advance can help you reduce one of parenthood’s biggest expenses.

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Comments: 7

Categories: By Lazy FI Dad, For parents, UK Tags: big wins, free money, tax-free childcare

Posted by LazyFiDad

How to increase your child benefit with pension contributions

12th March 2021

Today I want to share with you a tax “hack” that can save you a lot of money. I’m really grateful to a good friend of mine, a tax accountant, who told me about this. As the title suggests, the hack is increasing your child benefit entitlement with pension contributions. […]

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Comments: 2

Categories: By Lazy FI Dad, For parents, UK Tags: big wins, child benefit, pension

Posted by LazyFiDad

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Category Archives: UK

Category Archives: UK

When does the TFC government top-up reset?

Pay-as-you-earn childcare

How I lost hundreds of pounds trying to save NI

Center Parcs – the Lazy FI family go on holiday

Student loan changes (part 2)- calculations

Our experience with a cashback credit card

Where to invest your money in the UK

Tax hack: How to save NI with pension contributions

Tax-Free Childcare: Free £2,000 a year from the government

How to increase your child benefit with pension contributions

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