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LAZY FI FAMILY’S APRIL 2021 RESULTS

30th April 2021

This month, despite an impressive savings rate, we had very little to do with the change in our net worth. Mr. Market did most of the heavy lifting this month.

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Comments: 3
Categories: By Lazy FI Dad, For everyone Tags: Monthly results, results
Posted by LazyFiDad

Lazy FI Dad goes on the FIUK podcast

23rd April 2021

The FIUK podcast This week the format will be a bit different, instead of reading- let’s try audio. I was asked to be a guest on the FIUK podcast in the comments section of the post about the ISA fees and I said yes. A couple of months later, here’s […]

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Comments: 4
Categories: By Lazy FI Dad, For everyone Tags: podcast
Posted by LazyFiDad

The 4% rule – Part 1

16th April 2021

I mention the 4% rule quite often so it’s time we make sure we understand it once and for all.

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Comments: 0
Categories: By Lazy FI Dad, For everyone Tags: safe withdrawal rate, the 4% rule
Posted by LazyFiDad

Diminishing marginal utility- having enough

9th April 2021

Would an additional £1,000 affect you and Bill Gates the same? Why not? Diminishing marginal utility is the answer.

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Comments: 3
Categories: By Lazy FI Dad, For everyone Tags: Economics
Posted by LazyFiDad

Lazy FI Family’s March 2021 results

2nd April 2021

In March 2021 we actually managed to get to a negative (!) savings rate, but it’s not all bad news.

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Comments: 2
Categories: By Lazy FI Dad, For everyone Tags: Monthly results, results
Posted by LazyFiDad

Tax-Free Childcare: Free £2,000 a year from the government

26th March 2021

The government is offering to pay £2k a year towards your childcare costs. Knowing about it in advance can help you reduce one of parenthood’s biggest expenses.

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Comments: 3
Categories: By Lazy FI Dad, For parents, UK Tags: big wins, free money, tax-free childcare
Posted by LazyFiDad

My FI journey- part 1: getting out of debt

19th March 2021

In this post, I would like to share with you the stages of my FI journey- past, present and future.

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Comments: 2
Categories: By Lazy FI Dad, For everyone Tags: dave ramsey, getting out of debt, my fi journey
Posted by LazyFiDad

How to increase your child benefit with pension contributions

12th March 2021

Today I want to share with you a tax “hack” that can save you a lot of money. I’m really grateful to a good friend of mine, a tax accountant, who told me about this. As the title suggests, the hack is increasing your child benefit entitlement with pension contributions. […]

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Comments: 2
Categories: By Lazy FI Dad, For parents, UK Tags: big wins, child benefit, pension
Posted by LazyFiDad

Lazy FI Family’s February 2021 results

5th March 2021

February 2021 was amazing for us, we achieved over 70% savings rate! This brought our 6-month average to over 50%. The post includes a breakdown and an update on our FI journey.

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Comments: 2
Categories: By Lazy FI Dad, For everyone Tags: Monthly results, results
Posted by LazyFiDad

Why I ignore taxes in my retirement calculations

26th February 2021

A big part of planning for your retirement is knowing how much money you expect to have and when. In this post I explain why I don’t include taxes in my retirement calculations.

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Comments: 8
Categories: By Lazy FI Dad, For everyone, UK Tags: taxes
Posted by LazyFiDad
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