Hi everyone, Lazy FI Dad here. I thought I’d introduce myself before starting to post content and diving into numbers. That way you know a bit more about me, where I’m coming from and my approach.

The meaning of the name “Lazy FI Dad”

I’m a dad pursuing FI (Financial independence) in order to be able to spend more time with my family. However, I’m sure the “FI Dad” wasn’t the part that seemed weird to you.

Why would you call yourself “Lazy”?

In my opinion, laziness is one of the most underrated qualities out there and has a pretty bad (unjustified) reputation.
No, I’m not talking about sitting all day in front of the TV watching the same channel because the remote is too far to reach. I’m talking about laziness which makes you hate inefficiency and makes you want to automate things in order to reduce effort and human error in the future.
This makes me a huge fan of simple, low effort, efficient solutions like standing orders for savings and my bills, low fee index tracker funds and automating processes in my job.

“I choose a lazy person to do a hard job. Because a lazy person will find an easy way to do it. ” a quote commonly assigned to  Bill Gates.

If even Bill Gates recognises the benefits of laziness, I’m happy to announce I’m a proud Lazy FI Dad!

About me

I’m in my early 30s, married and a new dad (less than a year) living in London, UK. My goal is to be close enough to FI by my 40th birthday to have an exact FI date. Ideally, closer to 40 than to 45.

I moved to the UK from Israel at the end of 2015. My wife (then girlfriend), Lazy FI Mum, moved here 2 years after.

I’m a qualified accountant who loves finance. This made me sit and pass all 3 levels of the CFA (Chartered financial analyst) exams just for fun, after already qualifying as an accountant (ACA).

Disclaimer: This does not mean you should treat the content on this blog as investment, financial, or tax advice or as an alternative to any of these. I don’t know your specific circumstances so please do your own research.

My approach

In one word- numbers, I love numbers.
I will try and add numerical examples in my posts to bring the concepts I write about to life.
I believe that FI or FIRE (Financial Independence, Retire Early) is a simple math problem. However, the psychological part of it is much harder to solve and for me, as a numbers person, to even get my head around.

Another concept I believe in is (politely) attacking approaches and ideas.
What do I mean by “attacking”? If you disagree with anything I write, please let me know in the comments or in an email. If I can’t defend or explain (simply) why I stand behind what I say or write- it means I’m not confident enough about it. That means I need to do some more research. It could also mean that I made a mistake, which I’ll happily correct. Whenever I have an idea or a plan, I always ask Lazy FI Mum to tell me what is wrong/bad about it. I don’t need to hear why it’s a good idea or plan. If it wasn’t- I wouldn’t have suggested it, I want to see if there are any weaknesses I’ve missed.

Why start a blog?

I’ve read a (relatively) lot of content about the FIRE community including blogs, books and academic research and listened to many audiobooks and podcasts. I love it and will continue to do so even after I achieve FI. The concept of money and how it works fascinates me. However, I realised that most of the content out there is about people without kids or people with 1 kid maximum.

Of course, it’s easier to achieve FI with one or no kids. However, some of us want to have several children and achieve FI even if it takes a bit longer. I searched a lot for resources about FI with children and, ideally, something more UK specific and could find very little. When I asked a few people from the UK FIRE community about it, many of them said they felt the same, that this is missing so…. here we are.