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These are posts that are meant for everyone and not just for parents.

Category Archives: For everyone

These are posts that are meant for everyone and not just for parents.

Category Archives: For everyone

These are posts that are meant for everyone and not just for parents.

Lazy FI Family’s August 2021 results

3rd September 2021

Before I share with you our August 2021 results, I promised you something in last month’s results. I promised I’ll share with you what we’ve been up to the past week/month. After that, we can talk about the numbers. What have we been up to this week/month? Positives This month […]

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Comments: 0

Categories: By Lazy FI Dad, For everyone Tags: Monthly results, results

Posted by LazyFiDad

Why most people should own their home

27th August 2021

Mortgage payments are (partially) a saving but they feel like an expense, just like a pension. That’s why most people should own their home.

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Comments: 4

Categories: By Lazy FI Dad, For everyone

Posted by LazyFiDad

Pay yourself first

20th August 2021

In this post, I go through the meaning of “pay yourself first” and how we do it, including some practical steps you can take.

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Comments: 0

Categories: By Lazy FI Dad, For everyone

Posted by LazyFiDad

Joint financial decisions and my side hustle

13th August 2021

A story of a joint financial decision that I made myself (without consulting Lazy FI Mum). It’s also about side hustle and motivation.

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Comments: 0

Categories: By Lazy FI Dad, For everyone

Posted by LazyFiDad

Lazy FI Family’s July 2021 results

6th August 2021

This week, an experience taught me a lesson about priorities and motivated me to reach FI. We also go through the July 2021 results in detail.

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Comments: 8

Categories: By Lazy FI Dad, For everyone Tags: Monthly results, results

Posted by LazyFiDad

The 4% rule – Part 3 (dynamic withdrawal rates)

30th July 2021

In this part, we look at dynamic withdrawal rates. These are rules to make the 4% rule safer and to increase it even beyond 4%. We also see how important diversification is and how one research blew my mind.

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Comments: 3

Categories: By Lazy FI Dad, For everyone Tags: safe withdrawal rate, the 4% rule

Posted by LazyFiDad

Judging your decisions retrospectively

16th July 2021

You have a 50% chance at winning £10,000 and 50% of losing £100, would you take that bet? If you lose, was it a bad decision? This is what I learned from Euro 2020 (without betting).

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Comments: 0

Categories: By Lazy FI Dad, For everyone

Posted by LazyFiDad

Lazy FI Family’s June 2021 results

2nd July 2021

June is over and what a month it was. Oh my god, June 2021 had enough one-offs to last a whole year. I also changed the way I calculate things

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Comments: 2

Categories: By Lazy FI Dad, For everyone Tags: Monthly results, results

Posted by LazyFiDad

Mystery dining- How to eat out for free

25th June 2021

When you read tips about achieving FI or saving money in general, it’s usually the same tips. “Stop ordering takeout coffee”, “don’t eat out” etc. This is not bad advice, I do think these things (for me personally) do not represent good value for money, especially if you do it […]

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Comments: 4

Categories: By Lazy FI Dad, For everyone Tags: Mystery Dining

Posted by LazyFiDad

Sunk costs- letting go of the past

18th June 2021

In a previous post, I explained one of my favourite concepts in economics- diminishing marginal utility. Today I want to go over another concept I like from the world of economics, sunk costs. What does sunk cost mean? In simple terms, a sunk cost is “a cost that has already […]

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Comments: 2

Categories: By Lazy FI Dad, For everyone Tags: Economics

Posted by LazyFiDad

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Category Archives: For everyone

Category Archives: For everyone

Lazy FI Family’s August 2021 results

Why most people should own their home

Pay yourself first

Joint financial decisions and my side hustle

Lazy FI Family’s July 2021 results

The 4% rule – Part 3 (dynamic withdrawal rates)

Judging your decisions retrospectively

Lazy FI Family’s June 2021 results

Mystery dining- How to eat out for free

Sunk costs- letting go of the past

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